Project Finance

Starting a new project? Your vision and our dedication can pave its way to fulfill your dream.

Project Financing is ideal for ventures requiring huge amount of equity and debt, and is usually implemented in developing countries as it leads to economic growth of the country. Being more expensive than corporate loans, this financing scheme drives costs higher while reducing liquidity. To insure the project against risks, the project also has to pay expensive premiums. Although, Project Finance from Shreerath combines in-depth industry know-how, financial expertise and extensive risk management experience to ensure stakeholders benefit from investment for critical infrastructure projects

External Commercial Borrowings

Your vision sees no boundaries nor does ours

An external commercial borrowing (ECB) is an instrument used in India to facilitate Indian companies to raise money outside the country in foreign currency. The government of India permits Indian corporate to raise money via ECB for expansion of existing capacity as well as for fresh investments. 

ECB refers to commercial loans which can be in the form of bank loans, bonds, buyers’ credit and suppliers credit availed from non-resident lenders with a minimum average maturity of 3 years. Shreerath is a leading player when it comes to granting and arranging various forms of foreign currency facilities through ECB route for the corporate. We focus on all type of foreign currency credit requirements and provide our clients with low rate of interest to encourage those with the vision to grow

Working Capital

Let us help you with your short-term needs to help you achieve your long term goals.

We understand that effective working capital management is crucial to the success of any business. Shreerath is designed to provide flexibility and cost-effectiveness within a stable, long-term partnership.

Whether you seek to improve liquidity, establish lines of credit, optimize the maturity dates of your debt structure or consolidate or refinance debt when lower market rates beckon, there’s always a working capital finance solution that’s right for you.

Cross Border Finance 

Your dreams see no boundaries, why should your goals?

We understand that Overseas trade can put businesses under immense pressure as they try to plug the cash flow gaps between placing and paying for orders with suppliers and invoices being settled by end-customers.

Our customer base includes multinational companies, manufacturers, exporters, and financial institutions worldwide. We help you get cross-border finance in a structured and organized manner. And as your business expands, you can take advantage of our expertise and trade globally.

Term Loan

Because we all know it takes money to make money

Term loans can be offered in both fixed and floating rate of interest. Term loans are most appropriate for established small businesses that can leverage sound financial statements and substantial down payments to minimize monthly payments and total loan costs. Repayment is typically linked in some way to the item financed. Term loans require collateral and a relatively rigorous approval process but can help reduce risk by minimizing costs. Before deciding to finance equipment, borrowers should be sure they can they make full use of ownership-related benefits, such as depreciation, and should compare the cost with that leasing.

Fund Based Products Offered Within Segment

OVER DRAFT

An overdraft is an extension of credit from a lending institution that is granted when an account reaches zero. The overdraft allows the account holder to continue withdrawing money even when the account has no funds in it or has insufficient funds to cover the amount of the withdrawal.

DROP-LINE OVER DRAFT

Drop line Overdraft is a financial instrument that allows a borrower to overdraw cash from his/her current account up to an agreed limit, wherein the withdrawal limit reduces each month from the sanctioned limit. The interest rate is paid only on the withdrawn cash and not on the total borrowing limit

CASH CREDIT

Cash credit is a facility to withdraw money from a current bank account without having credit balance but limited to the extent of borrowing limit, which is fixed by the commercial bank. The interest in this facility is not charged on the borrowing limit, but on the daily closing balance

Non- Fund Based Products Offered Within Segment

BANK GUARANTEE

It is generally a promise made by the bank to any third person to undertake the payment risk on behalf of its customers.Bank guarantee is given on a contractual obligation between the bank and its customers. Such guarantees are widely used in business and personal transactions to protect the third party from financial losses

LETTER OF CREDIT

A letter of credit, or "credit letter" is a letter from a bank guaranteeing that a buyer's payment to a seller will be received on time and for the correct amount. In the event that the buyer is unable to make a payment on the purchase, the bank will be required to cover the full or remaining amount of the purchase. It may be offered as a facility 

OUR Front-line Corporate TEAM

Pawan SHETTY

CHARTERED ACCOUNTANT

pRARTHANA SHETTY

MBA FINANCE

 
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